As the New Year approaches, understanding the 2025 Social Security payment schedule is essential for recipients relying on these benefits. The Social Security Administration (SSA) oversees five key programs: retirement, family, survivor, disability, and Supplemental Security Income (SSI). To ensure beneficiaries can plan accordingly, the SSA releases a detailed calendar outlining the exact dates for payments.
SSI Payment Schedule for 2025
SSI payments are issued on the first of every month, except when the date falls on a weekend or federal holiday. In such cases, the payment is shifted to the prior business day. This adjustment can sometimes lead to two payments in one month and none in another, but no additional benefits are issued. Below is the complete SSI schedule for 2025:
- December 31, 2024: January 2025 payment
- January 31, 2025: February 2025 payment
- February 28, 2025: March 2025 payment
- April 1, 2025: April 2025 payment
- May 1, 2025: May 2025 payment
- May 30, 2025: June 2025 payment
- July 1, 2025: July 2025 payment
- August 1, 2025: August 2025 payment
- August 30, 2025: September 2025 payment
- October 1, 2025: October 2025 payment
- October 31, 2025: November 2025 payment
- December 1, 2025: December 2025 payment
- December 31, 2025: January 2026 payment
Retirement, Family, Survivor, and Disability Payment Schedule
Payments for retirement, family, survivor, and disability benefits follow a specific schedule based on two factors:
- Claiming Date: Those who began receiving benefits before May 1997 will receive payments on the 3rd of each month, except for the following dates due to weekends:
- May 2, 2025 (Friday)
- August 1, 2025 (Friday)
- Birth Date: Beneficiaries who started claiming after May 1997 receive payments based on their birth date:
- 1st–10th of the month: Payment on the second Wednesday
- 11th–20th of the month: Payment on the third Wednesday
- 21st–31st of the month: Payment on the fourth Wednesday
If a payment date falls on a holiday, the payment is moved to the previous business day.
2025 Payment Schedule by Month and Birth Date
Here is the detailed monthly payment calendar for 2025:
January 2025
- Birthdate 1st–10th: January 8
- Birthdate 11th–20th: January 15
- Birthdate 21st–31st: January 22
February 2025
- Birthdate 1st–10th: February 12
- Birthdate 11th–20th: February 19
- Birthdate 21st–31st: February 26
March 2025
- Birthdate 1st–10th: March 12
- Birthdate 11th–20th: March 19
- Birthdate 21st–31st: March 26
April 2025
- Birthdate 1st–10th: April 9
- Birthdate 11th–20th: April 16
- Birthdate 21st–31st: April 23
May 2025
- Birthdate 1st–10th: May 14
- Birthdate 11th–20th: May 21
- Birthdate 21st–31st: May 28
June 2025
- Birthdate 1st–10th: June 11
- Birthdate 11th–20th: June 18
- Birthdate 21st–31st: June 25
July 2025
- Birthdate 1st–10th: July 9
- Birthdate 11th–20th: July 16
- Birthdate 21st–31st: July 23
August 2025
- Birthdate 1st–10th: August 13
- Birthdate 11th–20th: August 20
- Birthdate 21st–31st: August 27
September 2025
- Birthdate 1st–10th: September 10
- Birthdate 11th–20th: September 17
- Birthdate 21st–31st: September 24
October 2025
- Birthdate 1st–10th: October 8
- Birthdate 11th–20th: October 15
- Birthdate 21st–31st: October 22
November 2025
- Birthdate 1st–10th: November 12
- Birthdate 11th–20th: November 19
- Birthdate 21st–31st: November 26
December 2025
- Birthdate 1st–10th: December 10
- Birthdate 11th–20th: December 17
- Birthdate 21st–31st: December 24
Key Takeaways
Understanding the 2025 Social Security payment schedule ensures recipients can plan their finances effectively. Regular updates from the SSA help beneficiaries anticipate payments without interruptions. If any questions arise, recipients are encouraged to consult the official SSA website or contact their local SSA office for personalized assistance.