Social Security retirement benefits may be available to seniors who are still employed. The first thing to consider is that in order to get retirement checks or direct deposits, you must be at least 62 years old.
You must have worked, of course, and not all employment provide the Administration payroll taxes.
As a result, you could not be eligible for Social Security retirement payments even after 40 years of employment. This typically occurs when you spend the most of your life working elsewhere.
Your income may occasionally come from the federal, state, or municipal governments. You will subsequently be subject to different SSA regulations.
Do you have a minimum of 40 Social Security or employment credits?
You can apply for retirement benefit payments if you are 62 years of age or older and have completed 40 work credits. A total of 40 work credits is equivalent to ten years of work. Since it will depend on your annual income, it may occasionally be greater.
Your Social Security account is all you need if you are unsure of how many credits you have accrued thus far. It allows you to download your Statement.
You will be able to determine whether you are eligible for retirement benefits at age 62 in this manner. Additionally, it will display the potential amounts at various ages. Remember that you pay less if you apply for Social Security at age 62.
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December payments for Social Security retirement benefits
You must wait for SSA’s approval after submitting an application for retirement benefits. Your monthly payment might then be sent to you on December 3, 11, 18, and 24.
For example, the only way to receive a payment on December 3 if you have recently applied is to be on Supplemental Security Income benefits also. Social Security retirement benefits recipients on December 11, 18, or 24 must have been born on one of the following dates:
| Payment Date | Birth Date Range |
| December 11 | Born from 1st to 10th |
| December 18 | Born from 11th to 20th |
| December 24 | Born from 21st to 31st |
Your past earnings and employment history will determine how much you get paid. Payments in December 2024 will average at $1,927. January 2025 will see the issuance of the 2.5% 2025 COLA hike.
