Your children may be entitled for benefits from the Social Security Administration (SSA) for up to $943 a month if they are living in the United States.
The Supplemental Security Income (SSI) program, which is intended for children with disabilities whose families have limited income and resources, is the source of this financial help.
Currently, this program, which helps pay for necessities like food, housing, clothes, and prescription drugs, benefits about a million children each month. The precise amount that a child is eligible for depends on the family’s circumstances and the income of the household.
The maximum payout for 2024 is $943 per month, but it’s vital to remember that this figure could be less based on a number of variables, including the parents’ or guardians’ income.
Who is eligible to get Social Security benefits?
Children must meet certain requirements outlined by the Social Security program in order to be eligible for this assistance. The non-medical and medical requirements make up the two primary groups of these requirements. We’ll go over everything you need to know in depth below to see if your child qualifies for this financial assistance.
SSI requirements that are not medical
Assessing the family’s income and resources is one of the first procedures the Social Security Administration does to decide whether to grant SSI payments to a child.
To be more precise, they consider the assets and income of the parents, as well as any stepparents or guardians who may be living in the same home.
In this procedure, known as “deeming,” the parents’ resources and income are taken into account when determining whether the child is eligible for SSI benefits. Nevertheless, other family members who are not immediate guardians or parents do not have their income factored in.
What kind of money and assets are taken into account?
To ascertain a child’s eligibility, the SSA considers a number of characteristics, such as:
- Income from parents or employment
- Other revenue streams, including pensions or benefits received
- Family assets, like money or real estate
In the event that the child’s resources and income are within the SSA-established limits, the application process will advance to the next stage, which entails an assessment of the medical needs.
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Conditions on a child’s health before they can get SSI
A child’s handicap must meet certain medical requirements in order for them to be eligible for SSI. A medical condition that causes “marked and severe functional limitations” is required for a kid under the age of eighteen to qualify, according to the Social Security Administration. In addition, the state needs to fulfill one of the subsequent requirements:
- It should endure for a minimum of a year, or
- It is a disease that has the potential to be fatal.
Read Also: Beyond COLA: Is the Government’s New Plan for Social Security Boost Payments Effective?
Instructions for minors applying for Social Security
The first thing to do is apply to the Social Security Administration if you think your child might be eligible for SSI benefits. Your household’s income, available resources, and the child’s medical condition must all be disclosed in detail during this process. Prior to rendering a judgment, the SSA will consider each of these factors.
The following paperwork must be submitted, in addition to the medical records attesting to the child’s disability:
- For parents or guardians, proof of income
- Recording family assets with bank statements, for example
- Certified medical records detailing the extent of the child’s impairment
Once the application is accepted, funds are made on a regular basis, albeit the process of applying may take weeks or even months. Payments might occasionally be made back to the application’s original submission date.
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