Medicare is available to immigrants in the US, although eligibility is based on factors like age, employment history, and residency status. Green card holders, also known as lawful permanent residents, may be eligible for Medicare if they fulfill specific requirements.
They must be at least 65 years old and have been a permanent resident of the United States for at least five years before applying for Medicare in order to be eligible.
Additionally, to be eligible for premium-free Medicare Part A, which includes hospital insurance, immigrants or their spouses must have worked in the United States for at least 40 quarters, or roughly 10 years, during which time Medicare taxes were paid.
Medicare Part A is still available to anyone who don’t meet the job history criteria, but they must pay a monthly fee.
Regardless of citizenship status, immigrants are eligible for premium-free Part A if they have paid Medicare taxes for at least 40 quarters.
This pertains to people who have been lawful residents of the United States and have lived and worked there.
If a non-citizen with a disability has been receiving Social Security Disability Insurance (SSDI) for at least 24 months and is legally present in the United States, they may be eligible for Medicare for individuals under 65.
Relevant details for candidates
While some people may be eligible for free Medicare Part A, all Medicare enrollees are required to pay a monthly payment for Part B, which provides health insurance.
The typical monthly premium for Part B in 2024 is $174.70, while those with higher incomes may have to pay more.
For prescription medication coverage, immigrants may also opt to enroll in Medicare Advantage (Part C) and Medicare Part D; however, eligibility necessitates participation in both Parts A and B.
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It is vital to remember that Medicare does not cover unauthorized immigrants. Immigrants must be in the country lawfully, complete the work history requirements, or pay the premiums in order to be eligible for Medicare coverage.
For individualized advice on enrollment possibilities, get in touch with a Medicare expert or the Social Security Administration.
