Through retirement, disability, and survivor benefits, the Social Security Administration (SSA) offers millions of people vital help. However, there is a significant possibility of Social Security fraud, which erodes systemic trust and diverts funds intended for the poor.
Protecting these resources requires understanding the warning signs of fraud and how to notify the Office of the Inspector General (OIG).
When someone gives incorrect information or omits important elements in order to claim benefits to which they are not entitled, it is known as social security fraud. Typical instances consist of:
- Using someone else’s Social Security number (SSN): This is frequently done to make false claims for benefits or carry out financial transactions.
- Continuing to Receive Benefits After a Beneficiary Dies: It constitutes fraud to keep obtaining benefits after a beneficiary passes away by failing to disclose their passing.
- Beneficiary Fund Misuse: When guardians or representatives neglect to appropriately manage funds for the designated beneficiaries.
How to Report Fraud?
It’s critical to notify the SSA if you believe there has been Social Security fraud. Here’s how:
- Online: To directly file a report, go to the OIG website at oig.ssa.gov.
- By Phone: Dial 1-800-269-0271 to reach the OIG’s fraud hotline. You can report fraud, abuse, or exploitation of the Social Security system by calling this special line.
You won’t be notified of the status of the investigation when you report fraud because the OIG will keep the information private.
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Report Possible Fraud
To help with the investigation if you intend to report suspected fraud, collect the following information:
- Identifying People or Companies: Provide the names, addresses, and phone numbers of the individuals or companies in question.
- Details of the incident: Describe the suspected fraud’s characteristics, extent, and timing. Talk about how you learned about the questionable action.
- Witness Information: Give the contact information of any individuals who can vouch for your account.
- Supporting Documents: Attach any pertinent electronic records, including invoices, emails, documents, and photographs.
Although not required, this information aids the OIG in conducting a comprehensive investigation.
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How to Avoid Identity Theft?
One major risk is identity theft involving Social Security numbers. To lower your risk:
- Don’t Keep Your Social Security Card on You: To keep it from being misplaced or stolen, only carry it when absolutely required.
- Create a My Social Security Account: You can promptly identify any odd activity by keeping an eye on your account.
- Ask for an eServices Lock: By locking your SSA records, you can stop illegal modifications to your data. If necessary, you can unlock it later at a nearby SSA office.
Take these actions right away if you believe someone is using your Social Security number without authorization:
- The Federal Trade Commission (FTC) can be contacted by phone at 1-877-IDTHEFT or online at www.ftc.gov/idtheft.
- Examine Your SSA Account: Look for any anomalies in your personal data and payment history on your my Social Security account.
You may start the healing process and take steps to protect your personal data by doing these things.
