Economic Insights The High Cost of Living in Pennsylvania's Top 3 Cities

Economic Insights: The High Cost of Living in Pennsylvania’s Top 3 Cities

Known for its varied landscapes and rich history, Pennsylvania is also home to some of the country’s most thriving cities economically. But there’s a cost associated with this affluence. Here, we examine the cost of living in the most populated urban areas in the Keystone State.

We investigate what leads to the high cost of living, from the busy streets of Philadelphia to the hardworking alleys of Pittsburgh. A number of industries, including housing, transportation, and healthcare, have skyrocketing expenses that frequently surpass the national average and put a strain on locals’ finances.

Living Cost in Pennsylvania

Luckily, Pennsylvania is less expensive to live in than the average American state. As a result, the state’s prices for products and services are 2.2% lower than the national average. Pennsylvania therefore has the twentieth-highest overall cost of living when compared to all other states.

Costs of Housing

The average home’s value is $175,000, which is roughly $30,000 less than the average home value in the country. The cost of renting is likewise significantly less than in other states.

For instance, the average renter in Pennsylvania pays $930 per month for housing, which is significantly less than the $1,150 monthly median rent for the country. A one-bedroom apartment costs $780 a month to rent.

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Medical Expenses

Healthcare expenses play a role in estimating the cost of living in Pennsylvania. Being outside and being active is very important to people in Pennsylvania.

They also spend money on outdoor activities like hiking, camping, and skiing, as well as vitamins, nutritious food, and gym memberships. But in Pennsylvania, none of that is as expensive.

HealthMarkets estimates that, in this state, the average monthly cost of health insurance without a subsidy is approximately $270.

Economic Insights The High Cost of Living in Pennsylvania's Top 3 Cities

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The State’s Top Three Expensive Cities


It is without a doubt the greatest place to reside in the state as a capital city. But this is how much it really costs to live in Harrisburg.

In this city, the average cost of housing was $280,150. The city received an 8.8 for overall healthcare.


This city is included among the state’s top 3 most costly cities. In general, we can observe that living expenses are comparable to those of the cities previously listed.

This implies that nearly everything is costly, including food and medical treatments. For example, you will spend about $110 on a single doctor’s visit.

Economic Insights: The High Cost of Living in Pennsylvania's Top 3 Cities

Additionally, budget between $90 and $110 for a single dental appointment. Be ready to spend more than $58 on a veterinary visit if you adore pets.

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Philadelphia is also well-known for its expensive costs and for having the nation’s first hospital and zoo. The eateries in Philadelphia, known as the “City of Brotherly Love,” have unquestionably the most expensive rates.

For example, a four-course tasting menu at one of this city’s well-known restaurants costs a set $160. Each of the four courses—antipasti, pasta, secondo, and dolce—offers four to six primarily Italian foods. A single diner costs about $24, but a two-person lunch menu exceeds $80.

To Conclude

Pennsylvania offers reasonably priced housing and healthcare, with living expenses typically lower than the national average. Larger cities, such as Pittsburgh, Philadelphia, and Harrisburg, have more expensive housing, dining, and healthcare costs.

To select the ideal and reasonably priced property in Pennsylvania, take into account your objectives and budget—charming communities or booming cities.